People are living longer than ever before, a phenomenon undoubtedly made necessary by the 30-year mortgage.   ~Doug Larson, gold-medal Olympian     With prequalification you can determine which loan program best fits your needs and which programs you qualify for. This will also allow you to budget your money before making such a large investment. Prequalification and preapproval will strengthen your bargaining position.   With preapproved mortgage loans you are in the strongest position and can start shopping for your home immediately. You will know how much house you can afford and what price range to be looking in. That's a negotiating edge you want in any market.   The links below will aid you in both the prequalification and preapproval process. Please feel free to contact us with any questions you may have.     • MORTGAGE CALCULATORS • FIRST TIME HOME BUYERS PROGRAMS • CHARTER MORTGAGE • CONTACT US Click on the button below to let me know about specific qualities that you’re looking for in a home. I will use this information to pair you up with your ideal property.

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